These terms and conditions outline the rules and regulations for the use of Policy Manager's Website, located at www.policymanager.co.za.

By accessing this website we assume you accept these terms and conditions. Do not continue to use Policy Manager if you do not agree to take all of the terms and conditions stated on this page.

The Agreement

By accepting these terms and conditions, you agree to pay the agreed amount to enable you to utilize our Policy Manager system. And you therefore agree that failure to pay the agreed amount will lead to your access to our Policy Manager system being revoked until such time the agreed amount is paid in full.

Policy Manager reserves the right to monitor all activities for system support and maintenance purposes. Any planned maintenance or changes to the system or our website will be communicated via email to all registered users of Policy Manager at least 7 days before the maintenance date.

Cookies

We employ the use of cookies for user experience enhancement purposes. If you decide to block Policy Manager from using cookies, you may be unable to access parts of the Policy Manager system because it relies heavily on the use of cookies.

Most interactive websites use cookies to retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website.

License

Unless otherwise stated, Policy Manager and/or its licensors own the intellectual property rights for all material on Policy Manager. All intellectual property rights are reserved. You may access this from Policy Manager for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

• Republish material from Policy Manager
• Sell, rent or sub-license material from Policy Manager
• Reproduce, duplicate or copy material from Policy Manager
• Redistribute content from Policy Manager

Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

• Government agencies;
• Search engines;
• News organizations;
• Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
• System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

Reservation of Rights

We reserve the right to change the price for our services with or without notice, but any change to these terms and conditions will be emailed to all registered users of Policy Manager within a 1 business day of changes taking effect.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

• limit or exclude our or your liability for death or personal injury;
• limit or exclude our or your liability for fraud or fraudulent misrepresentation;
• limit any of our or your liabilities in any way that is not permitted under applicable law; or
• exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.